ACH Payments

While credit and debit cards have become the preferred payment method, many consumers still prefer to pay by check. With PayZang’s developer program, it’s easy to integrate ACH (Automated Clearing House) payment processing into your business. Once you have integrated this code into your payment processing platform, you can quickly and efficiently process single, recurring and batch transactions by way of ACH e-check acceptance instantly and in real time. Using our secure WebPay Services enables you to complete all of your e-check payment transactions through one single location for the utmost in ease and accuracy.How Does It Work?

Payments entered into PayZang’s API must complete three separate but simple phases to be successful. The first step is delivery of transaction information to PayZang; the second step entails authorization of the payment; and the third phase involves the final settlement of the previously authorized payment.

Check out this simple breakdown of each step:

Delivery to PayZang: With this phase, you can identify the method of delivery which can mean scheduled payments, batch payments and real time payments.

Authorization of Payment: During this phase, your transaction receives authorization to pay from your payment processor.

Settlement of Payment: Once authorized, your payment will be settled and funds will be delivered to your preferred bank account.

By working with PayZang’s API, you can personalize the shopping and payment experience for your customer base without taking on the extra burdens typically associated with processing financial transactions. Your sole responsibility is working with the code to achieve your desired results.

  • ACH Processing

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      Remember the days when you had to wait for the paycheck to land on your desk, and then make the trip to the bank before you could actually have and use the money you’d spent the last two weeks earning? There’s just something frustrating about having to take extra time […]

    • Small Business, Politics and ACH Payments Small business politics

      This is an exciting, although perhaps somewhat uncertain, time to be in the United States. It’s also an interesting time to be a business owner here. It might feel like everything is changing, from the way you take payments to the atmosphere on the political scene. A detail like ACH […]

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    • Working Toward Faster ACH Processing Services with IBM ACH processing

      Last year, NACHA made some changes that will require the ACH to process payments faster. This will benefit merchants, who will have funds in their accounts more quickly after conducting transactions with customers. This is all part of keeping up with the advances in digital payment, and is necessary for […]

    • Same-Day Automated Clearing House Payments – Increased Security ACH Processing

      Come September, 2016, NACHA will implement a rule that allows for faster Automated Clearing House (ACH) payments than ever before. This means a lot of great things for consumers and merchants. But, it could also create some complications when it comes to security. At the moment, ACH payments generally take […]

    • Automated Payments Catching up, but Cash Still Rules automated payments

      Remember when you always had to carry cash? It wasn’t safe to assume that any restaurant, store or attraction would accept a credit card, and you had to be ready with a wad of paper bills. At the time, it might felt like quite the inconvenience. Yet, we’re still seeing […]

    • Great ACH Software Should Integrate with Your Systems ach software

      For many business owners, the purchase, installation and maintenance of any new system signals a headache. This holds true whether it is brick and mortar security or new payment technology. Not only can it cost something, it may require learning new codes and keeping tabs on functions. We understand. Technology […]

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