PayZang Virtual Check

PayZang’s Virtual Check is an electronic checking system that enables businesses to accept check payments securely and inexpensively from their customers via fax, telephone, the Internet or by mail.

While this method is somewhat similar to ACH (Automated Clearing House) processing, Virtual Check is a superior system in many ways. In addition to providing you and your customers a wide array of payment options, Virtual Check easily integrates into your existing shopping cart by way of an API. If you experience high volume payment processing, you can simplify your accounting by bundling Virtual Check into batch files for secure and safe transference to PayZang.



No matter how sophisticated payment processing systems are, they are no good if they don’t provide business owners like you with direct benefits. At PayZang, we have tackled this issue by integrating the following time and money-saving options into our Virtual Check system.

Your virtual checks go directly into your business bank account

As a busy business owner, you will never physically handle (see, touch or deposit) a single check*

You receive access to a secure, full featured virtual terminal system to process checks manually

Upon request, we offer advanced API assistance and integration business-based websites

Processing Payments Online

Virtual Check Is Ideal for Almost Everyone

Regardless of your business’s size or volume, Virtual Check works perfectly for almost any US-based business and can be implemented for payment towards any service or product.**

Check Verification Upfront

We scour sources that are overlooked by mainstream scrubbing services e.g.

1.Checkwriters – Bad checkwriters

2.Unbanked/Underbanked – Consumers who do not have access to a bank but still write checks or other modes of payment

3.Thin File/No File – Consumers who do have a presence in the payments world.

Virtual Check vs. ACH:

If you are looking for more evidence that accepting e-check payment types are worth it, think about the following key points. Unlike ACH check features, virtual check offers merchants a greater ability to reduce the time spent on payment processing.

This includes decreasing the hours spent on accounting as well as on preparing deposits for your bank account. Even better, using PayZang’s virtual check system means better protection against hacking through check verification and sophisticated encryption tools. Integrating virtual check acceptance into your other payment processor tools will improve cash flow and attract a fresh pool of customers ready to do business.

*Subject to a business’s bank footprint.

**Subject to KYC, AML and OFAC restrictions.


PayZang 1-800-838-8651