Payment API Integration
Welcome to PayZang, a suite of payment acceptance and initiation product and services tailored for merchants and business who accept eCheck/ACH, Credit Card. This document explains how you can integrate your applications with the functionality provided through our web Services.
Our payment API is composed of two main products: eCheck/ACH and Credit Card. As a systems integrator, you may choose to integrate to one or more of these products. Both products have a common API interface in terms of integration. For additional information please see our API documentation.
Customer Profile Setup API
A merchant can setup a customer using the Customer Profile Setup API that allows the configuration of customer profile with both a Credit Card and a Bank Account. This enables the merchant to process Card and eCheck/ACH transactions in the future or create recurring payments. In addition, it allows the merchant to do a lookup in the future avoiding duplication of customer related data-entry. The customer profile information is stored securely on PayZang payment systems that are PCI compliant removing the need for a merchant to store customer related payment information. With the recent spate of data breaches in the payments industry this ability to store customer data securely and be available at will creates a value differentiation for merchants in the marketplace.
PayZang Card API
The Card API integration provides merchants with the ability to accept and process credit and debit card payments. Card Present and Card Not Present transactions are both supported. Applications that integrate with PayZang to use Card can initiate both one-time and set up recurring card payments and obtain reporting information concerning the status of a payment or payments.
PayZang eCheck/ACH API
The eCheck/ACH API integration enables merchants to accept and initiate eCheck/ACH payments from their customer’s checking and savings accounts using the Automated Clearing House (ACH) system and have those collected payments deposited into the merchant’s bank account.
Using eCheck/ACH, merchants can electronically debit their customer’s bank accounts one-time or set up recurring payments or payments based on an agreed upon schedule. Merchants can also send funds to a recipient or designate multiple recipients by debiting their own bank account and crediting the recipients’ bank accounts. Applications which integrate with PayZang to use eCheck/ACH can initiate both one-time and set up recurring eCheck payments and obtain reporting information concerning the status of a payment or payments.
With PayZang platform, once payments are cleared and settled, the funds from the deposited ACH and Card will be transferred to the merchants’ bank accounts via an Automated Clearing House (ACH) credit. This allows merchants to keep their existing banking relationships while taking advantage of the convenience and benefits of PayZang platform.
Is Card and eCheck/ACH API Right For You?
If you have an existing or a new business that requires payment functions integrated with your existing web portal, Software as a Service (SaaS), eCommerce storefront, kiosks or other systems PayZang will help you integrate our API services with your system.
If you want to white label our payment systems behind your web portal, Software as a Service (SaaS), eCommerce storefront, kiosks or other systems PayZang will help you integrate our API services with your system.
If you want your customer to have a seamless payment processing experience with your web portal, Software as a Service (SaaS), eCommerce storefront, kiosks or other systems PayZang will help you integrate our API services with your system.
If your business has a custom payment need or a complex payment processing need, PayZang will help you solve your business requirement by helping you integrate our API services with your system.
If your business wants flexibility with API integration options ranging from web services, HTTPS Post, Batch File processing, SOAP/Restful web services, PayZang can help you identify the right API services for you.
For a full list of Card and eCheck/ACH API services please click here.
How can PayZang help you integrate with Card and eCheck/ACH API?
PayZang connects you with industry experts who have deep expertise in payments to help identify the correct solution for you. In addition, our experts address your business need by helping you expand your payment options that result in increased revenue. PayZang also has the best pricing in the industry.